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Flexible Software Financing

Software Investment?
Preserve Your Liquidity.

Flexible leasing models for your B2B software project. Keep your capital flowing – and still get the software that drives your business forward.

No Down Payment
Tax Deductible
Flexible Terms
Software Leasing - Preserve Liquidity on IT Investments
Monthly Rate:From €500
Term:12-60 Months
Interest Rate:From 3.9%
Security:German Bank Partner
Consultation:Personal & On-site

Financing Through Our Partner

We develop your software – the financing runs through our established leasing partner. This way you get both from one source: top-quality software and flexible financing. We guide you through the entire process.

The Dilemma

Software Investments Strain Your Liquidity

You know you need new software. But a five- or six-figure investment all at once? That ties up capital you actually need operationally.

High Upfront Costs

Custom software quickly costs €50,000 or more – money you might need elsewhere.

Tied-up Capital

Every euro in software is one euro less for growth, marketing or employees.

Delayed Projects

Without budget, the software project gets postponed – and competitors pull ahead.

The Solution

Software Leasing: Invest Without Losing Liquidity

With software leasing, you spread the costs across small monthly installments – and keep your capital for what really counts.

Predictable Costs

Fixed monthly installments you can plan around. No surprises, full cost control.

Tax Deductible

Leasing payments are 100% deductible as business expenses. This significantly reduces your effective burden.

Balance Sheet Friendly

Leasing doesn't burden your credit lines and doesn't appear as a liability on your balance sheet.

Quick Approval

Straightforward review, often approval within 48 hours. Your project can start quickly.

Flexible Terms

12 to 60 months – you choose the term that fits your cash flow.

German Partners

We work with established German leasing companies. Secure, transparent, fair.

Calculation Example

What Your Leasing Could Look Like

Example: CRM System

Project Volume:€60,000
Term:48 Months
Interest Rate:4.9% p.a.
Monthly Installment:approx. €1,380

Instead of €60,000 upfront
you pay manageable monthly installments

* Example calculation, actual terms depend on creditworthiness and project scope

💰 What does your project actually cost?

Before exploring financing options, you should know the project costs. Our interactive cost calculators give you an initial estimate.

Björn Groenewold
Software leasing is the key to digitalization for many mid-sized companies. Through our financing partner, we can offer our clients both: top-quality software and flexible financing. This way, nobody has to forgo modern solutions just because the budget is tight.
Björn GroenewoldDipl. Inf.CEO

It's That Simple

4 Steps to Financed Software

1

Free Initial Consultation

We discuss your software project and determine the investment requirement.

2

Proposal & Financing Options

You receive a proposal for the software. In parallel, we obtain suitable financing options through our leasing partner.

3

Quick Approval from Leasing Partner

Our partner reviews creditworthiness – you usually receive approval within 48 hours.

4

Project Starts

We begin development. You pay the leasing installments directly to our financing partner.

Let's Talk About Your Project

In a free initial consultation, we clarify your needs and show you how you can finance your software project – without straining your liquidity.

Or call us directly: +49 491 960 999

Frequently Asked Questions

FAQ about Software Leasing

Who is the lessor?

Groenewold IT is your contact for software development – not for the leasing itself. The financing runs through our established leasing partner, a German leasing company. We facilitate and guide you through the entire process, so you get everything from one source.

What is the minimum project volume for leasing?

Software leasing is generally available from a project volume of €10,000. For smaller projects, we can offer alternative financing options such as installment payments.

What requirements does my company need to meet?

You should have been in business for at least 2 years and demonstrate positive creditworthiness. Younger companies also have a chance – talk to us, we'll find a solution.

Who owns the software at the end of the term?

That depends on the chosen model. With a hire-purchase agreement, the software automatically becomes your property. With classic leasing, you have an affordable purchase option at the end.

Are leasing payments really tax deductible?

Yes, leasing payments are 100% deductible as business expenses. This significantly reduces your effective burden depending on your tax rate. Please consult your tax advisor for details.

How quickly can the project start?

After submitting the documents, the credit check by our leasing partner usually takes within 48 hours. With a positive result, the project can start immediately.

Next Step

Together we'll find the best approach for your goals.

Identifying opportunities and risks together – direct, pragmatic, solution-oriented.

30 min strategy call – 100% free & non-binding